Certificate in Ministry
You're at least 32 years old, but you never completed the bachelor's degree that you need to go to grad school? The Certificate in Ministry (CIM) is designed with you in mind.
If you completed at least one year (24 credits or more) of college-level work, and if your church or denomination recommends that you train for pastoral ministry, this is your program. It's a 66-credit program similar in scope to the Master of Divinity, and while it can't be used as an equivalent to a bachelor's degree, it can help to get you where God wants you to go.